Step1 : Approach your nearest Indian Bank Branch and Submit your loan application along with required set of documents to the Bank Manager. Step2 : Your application would be accessed on the basis of various eligibility and funding norms. Step3 : A property valuation and title check may be carried out by the company representative to determine the property value and legal clearance of the property to arrive at the loan amount. Step4: Based on the internal and regulatory guidelines, Indian Bank Home Loan may approve or reject the loan application. Step5 : Submission of the original property documents are required along with signing of agreements, handing over of registered property papers and submission of post-dated cheques/ECS. Step6 : Upon finding all the documents in order, India Bank Home Loan will disburse the loan amount to the developer/contractor based on the progress of construction. The EMI/Pre-EMI will commence after the disbursement.