Wednesday, May 28, 2025

DOPBNK SMS - 20 Rs debited - Details and clarification

Understanding Your Rs. 20 DOPBNK Debit SMS for PMSBY

If you’ve received an SMS from DOPBNK notifying you of a Rs. 20 debit from your account, you might be wondering what it’s all about. Don’t worry—this is likely related to the Pradhan Mantri Suraksha Bima Yojana (PMSBY), a government-backed accidental insurance scheme offered through the Department of Post Office (DOP). Here’s a quick guide to help you understand what’s happening and why this deduction is legitimate.

DOPBNK stands for Department of Post Bank, a service under India Post, which operates the India Post Payments Bank (IPPB) and other financial services. The Rs. 20 debit is the annual premium for the PMSBY scheme, an affordable accident insurance plan launched by the Government of India in May 2015. This scheme provides financial security to individuals aged 18 to 70 years who hold a savings account with a participating bank or post office. The premium is automatically deducted from your account each year, typically around May or June, to ensure continuous coverage from June 1 to May 31.

Under PMSBY, you get accidental death and disability coverage of up to Rs. 2 lakh for just Rs. 20 per year. If an accident leads to death or total disability (like the loss of both eyes, hands, or feet), the nominee or policyholder receives Rs. 2 lakh. For partial disability, such as the loss of one eye or limb, the payout is Rs. 1 lakh. The scheme covers accidents, including those caused by natural calamities like earthquakes or floods, but excludes incidents like suicide or war-related injuries. To be eligible, you need an active savings account linked to your Aadhaar card, and the premium is auto-debited with your consent.

If you didn’t sign up for PMSBY but received the debit SMS, it’s possible you enrolled unknowingly, perhaps during a bank or post office visit, or your account was linked to the scheme with your consent for auto-debit. To confirm, check with your post office or bank branch, or log in to your IPPB account to verify enrollment. If you don’t wish to continue, you can request cancellation before the next auto-debit cycle in May. However, given the low cost and significant coverage, PMSBY is a valuable safety net for many.

If you’re concerned about the SMS’s authenticity, rest assured that DOPBNK is a legitimate sender ID from India Post, not a scam. However, always verify unexpected messages by contacting your bank or post office directly, using official numbers like IPPB’s customer care (155299) or the SMS banking number (7738062873). Avoid clicking links or sharing personal details if the SMS seems suspicious.

In summary, the Rs. 20 debit from DOPBNK for PMSBY is a small price for substantial accident coverage. It’s a government initiative designed to promote financial security, especially for lower-income groups. If you have questions or want to opt out, reach out to your post office or bank for assistance.

Tangy Soya Chunk Curry Recipe: A Flavorful and Healthy Delight

If you're looking for a protein-packed, vegetarian dish that bursts with flavor, this tangy soya chunk curry is the perfect choice! Soya chunks, also known as textured vegetable protein, are a fantastic meat substitute that absorbs spices beautifully. This recipe transforms bland soya chunks into a delicious, aromatic curry that pairs wonderfully with rice, roti, or naan. Plus, it’s easy to make and budget-friendly. Let’s dive into the recipe and explore the health benefits of soya chunks at the end.

Why You’ll Love This Soya Chunk Curry

Flavorful: A tangy tomato-based gravy with a blend of Indian spices.
Healthy: High in protein, low in fat, and packed with nutrients.
Versatile: Perfect for lunch, dinner, or meal prep.
Quick: Ready in under 30 minutes!

Ingredients for Tangy Soya Chunk Curry

1 cup soya chunks
1 cup warm water (for soaking)
1 tsp turmeric powder
1 tbsp curd (yogurt)
1 tbsp oil (olive, sesame, or mustard oil for health benefits)
1 tsp cumin seeds
1 medium onion, finely chopped
1 tsp ginger-garlic paste
2 medium tomatoes, pureed
1 tsp red chili powder (adjust to taste)
1 tsp coriander powder
1/2 tsp garam masala
Salt to taste
1/2 cup water (for gravy)
Fresh coriander leaves (for garnish)
1 tsp lemon juice (for tanginess)

Step-by-Step Recipe for Tangy Soya Chunk Curry

Step 1: Prepare the Soya Chunks

Start by soaking the soya chunks to enhance their flavor and texture. In a bowl, mix 1 cup of warm water with 1 tsp turmeric powder and 1 tbsp curd. Add the soya chunks and let them soak for 20 minutes. After soaking, squeeze out the excess liquid and set the chunks aside. This step infuses the soya chunks with a subtle tang and vibrant color.

Step 2: Sauté the Aromatics

Heat 1 tbsp of oil in a pan over medium heat. Add 1 tsp cumin seeds and let them splutter for a few seconds. Next, add the finely chopped onion and sauté until golden brown, about 5 minutes. Stir in 1 tsp ginger-garlic paste and cook for another minute until fragrant.

Step 3: Cook the Base Gravy

Add the pureed tomatoes to the pan, followed by 1 tsp red chili powder, 1 tsp coriander powder, and salt to taste. Cook the mixture for 5–7 minutes, stirring occasionally, until the oil starts to separate from the masala. This indicates the base gravy is ready.

Step 4: Add Soya Chunks and Simmer

Toss the soaked and squeezed soya chunks into the pan, mixing them well with the masala. Add 1/2 tsp garam masala and 1/2 cup water to create a thick gravy. Cover the pan and let the curry simmer for 10 minutes on low heat, allowing the soya chunks to absorb the flavors.

Step 5: Garnish and Serve

Once the curry reaches your desired consistency, turn off the heat. Squeeze in 1 tsp of lemon juice for a tangy kick, and garnish with freshly chopped coriander leaves. Serve the tangy soya chunk curry hot in a clay bowl for an authentic touch, paired with steamed rice, roti, or naan.

Tips for the Best Soya Chunk Curry

Enhance Flavor: Soak soya chunks in spiced water, buttermilk, or broth for a richer taste.
Texture Tip: Shallow-fry the soya chunks after soaking for a chewier texture.
Make It Creamier: Add 2 tbsp of cashew paste or coconut milk to the gravy for a creamy twist.
Spice It Up: Include green chilies or smoked paprika for extra heat.

Health Benefits of Soya Chunks

Soya chunks are a powerhouse of nutrition, making this curry not just tasty but also incredibly good for you. Here are some key health benefits:

High in Protein: Soya chunks are an excellent source of plant-based protein, providing about 50 grams of protein per 100 grams. They’re perfect for vegetarians and vegans looking to meet their protein needs.
Low in Fat: Unlike meat, soya chunks are low in saturated fat, making them heart-healthy.
Rich in Fiber: They aid digestion and promote gut health, helping you feel fuller for longer.
Packed with Nutrients: Soya chunks contain essential minerals like iron, calcium, and magnesium, supporting overall health.
Supports Weight Management: Their high protein and fiber content can help with satiety, reducing overeating.
Good for Heart Health: Soya chunks may help lower cholesterol levels, reducing the risk of heart disease.

Conclusion

This tangy soya chunk curry is a delightful way to enjoy a healthy, protein-rich meal without compromising on taste. Whether you’re a vegetarian or simply looking to cut back on meat, this recipe is a must-try. The combination of tangy tomatoes, aromatic spices, and nutritious soya chunks makes it a wholesome dish for any occasion. Give it a try, and let us know how you liked it in the comments below!

Call to Action: Loved this recipe? Share it with your friends and family! Don’t forget to subscribe for more healthy and delicious recipes straight to your inbox.

Monday, May 26, 2025

Why do we feel sleepy after Having Lunch

Here’s a 5-minute engaging and detailed read on why we feel sleepy after lunch, tailored for the curious mind that still loves deep-diving via search engines.

Why Do We Feel Sleepy After Lunch? The Science Behind the Afternoon Slump

Have you ever devoured a hearty lunch only to find yourself drifting into a drowsy stupor just minutes later? Your eyes grow heavy, your thoughts start to blur, and even the loudest meeting suddenly feels like a lullaby. Why does this happen? Is it the food? The time of day? A secret conspiracy of chairs and ceiling fans?

Let’s dig in.

1. The Blood Flow Shift: A Stomach-Centric Operation

The moment you start eating, your digestive system springs into action. It’s like a factory suddenly receiving a large shipment. Your stomach needs energy and oxygen to break down food, and to do that, your body reroutes blood flow toward your digestive organs — especially the stomach and intestines.

This redirection leads to less blood and oxygen available for the brain, which may contribute to that sluggish, sleepy feeling. Think of it like a power plant shifting its electricity supply to a major industrial unit — the rest of the grid might flicker a little.

But that’s just the surface.

2. The Role of Insulin and Brain Chemistry

After eating a carb-rich meal — say rice, bread, or pasta — your blood sugar spikes. To counter this, your pancreas releases insulin, a hormone that helps sugar enter your cells for energy. But insulin also has a curious side effect: it increases the absorption of certain amino acids into your muscles, except one — tryptophan.

Tryptophan remains in your bloodstream in higher concentration and sneaks its way into your brain. There, it gets converted into serotonin (the feel-good hormone) and then into melatonin, the hormone that regulates sleep.

So essentially:

Lunch → Carbs → Insulin → Tryptophan → Serotonin → Melatonin → Sleepyhead.

This process is subtle, but real — a clever chemical chain reaction that ends with your brain whispering, “Let’s take a nap.”

3. Circadian Rhythms: Your Body’s Natural Clock

Even without lunch, your body tends to dip in alertness between 1 p.m. and 3 p.m. This is due to your circadian rhythm, the internal biological clock that regulates your sleep-wake cycles.

Around this time, your core body temperature naturally drops a little, a signal that often triggers melatonin production (yes, the sleep hormone again). Combine this with a full stomach, and the timing is just too perfect — your body practically insists on a short siesta.

Some cultures, like in Spain and parts of India, have woven this into daily life in the form of the afternoon nap or siesta. Science now backs up what tradition figured out long ago.

4. The Type of Food Matters: Heavy Vs. Light

Not all lunches are created equal. A protein-heavy or fat-rich meal (think burgers, fried rice, paneer butter masala) takes longer to digest. This means the digestive system demands more energy for a longer time.

This prolonged digestion keeps your body in a low-alert, energy-diverted state — like running heavy software on your laptop while trying to open ten other tabs.

On the other hand, a light meal with complex carbs, fibers, and greens tends to cause less drowsiness and even improve afternoon performance.

Try this:

Next time, compare how you feel after a bowl of khichdi vs. after a pizza. Your body will be your best Google result.

5. Not Just the Food: Posture and Lifestyle Add Fuel

Let’s be honest — what do most of us do after lunch?

We sit.

Whether at a desk or in a recliner, our post-lunch routine is mostly sedentary. Combine this with an air-conditioned room, a slow fan, and a passive task like scrolling through emails or watching a webinar — and your environment practically cradles you to sleep.

Contrast that with a brisk post-lunch walk or a standing desk session, and the drowsiness often fades.

Bonus: Does It Mean You're Lazy? Absolutely Not.

Feeling sleepy after lunch isn’t a sign of laziness or weakness. It’s an ancient biological rhythm intertwined with digestion and survival. Even lion cubs, elephants, and dolphins nap after a big meal — they don’t call it “lazy,” they call it “natural.”

Instead of fighting it with triple espresso shots or guilt, you can work with it.

Tips to Beat Post-Lunch Sleepiness:

Eat lighter, more balanced meals.
Avoid high-sugar, deep-fried items during lunch.
Drink water — dehydration also causes fatigue.
Go for a short walk (even 10 minutes helps).
If possible, a power nap (10–20 minutes) can actually boost productivity.

The Final Word

So the next time you feel drowsy after lunch, remember — it’s not you, it’s biology. Your body is responding to a complex dance of hormones, blood flow, digestion, and ancient rhythms.

You can either fight it or befriend it. Optimize your lunch, move a little, or give in to a tiny nap. Trust your body — it’s been refining this orchestra for millions of years.

Now, whether you decide to search more or snooze more — at least you know why.

Sunday, May 25, 2025

The Rise of Fake Profiles on Facebook: My Experience, Frustration, and What You Need to Know

Have you ever opened your Facebook account, only to be bombarded with friend requests from suspicious-looking profiles? Names you’ve never heard of. No mutual friends. Odd profile pictures. And then—descriptions like “VM WhatsApp Video Calling Service”? Yeah, me too. And to be honest, it’s getting really annoying.

As someone who’s been using Facebook for well over a decade, I’ve seen the platform evolve—from a friendly social network into a massive digital ecosystem. But along with that growth has come a dark underbelly: the spread of fake profiles, especially those offering shady “services.”

Why This Bothers Me (and Should Bother You Too)

Lately, I’ve noticed a pattern. Every week, I get multiple friend requests from profiles that clearly aren’t genuine. They often have:

Blurry or overly edited profile photos.
Strange names with random characters.
Bios that read: “VM WhatsApp call 24/7,” “Live video service,” or worse—direct phone numbers.
No mutual friends or connections.

I decided to report them. That’s when my disappointment deepened. Facebook mostly did... nothing.

A Platform With AI Muscle, But Soft on Fake Accounts?

We live in an age where AI can compose music, diagnose diseases, and write poetry, yet Facebook—a tech giant under Meta—struggles to detect blatantly fake profiles? That’s hard to digest.

Here’s what I believe is happening:

Inflated User Numbers Help Business – More profiles = more engagement = better ad numbers.
Fake Profiles Often Stay Under the Radar – They rarely trigger immediate red flags.
Not Enough Human Moderation – AI handles most reports, often poorly.
Fear of Mistaken Bans – Facebook avoids overcorrecting and often lets suspicious profiles slide.

What Are These “VM WhatsApp Video Calling Services” Anyway?

Most of these are scams, spam traps, or gateways to adult content. They misuse WhatsApp’s branding, which itself violates Meta’s trademark policies. Yet, they persist and thrive on Facebook.

What You Can Do Right Now

If you encounter these profiles, here’s how you can respond:

Report the Profile – Use the built-in “Find support or report” option.
Use the Official Impersonation Form – Submit here.
Take Screenshots – They help as proof for escalation.
Warn Others – Share your experience and raise awareness.

The Bigger Question: Is Facebook Still Safe?

Despite its flaws, Facebook is still useful for businesses, creators, and communities. But platforms must protect user trust. Fake profiles offering shady “video calling services” damage that trust and pose real risks.

Final Thoughts: Don’t Stay Silent

If this problem still exists years from now—call it out. Speak up, report, share your experiences. The internet evolves, but trust and safety must remain constant.

I’m not against technology. I’m against complacency in the name of profit. Let’s clean up the web—one fake profile at a time.

Have you faced similar experiences? Drop your thoughts in the comments below. If you found this helpful, share it. Let’s stay safe together.

Tuesday, May 20, 2025

I Took a Ticket But Still Paid a Fine: My Real Experience on a Chennai MTC Bus

A Lesson from My MTC Bus Experience in Chennai: Don’t Just Check the Fare, Check the Print Too!

Keywords: MTC bus Chennai, MTC ticket issue, Chennai bus fine, passenger rights MTC, MTC ticket checking, bus travel tips Chennai

Public transport is a lifeline for many of us in Chennai. But sometimes, an ordinary commute can turn into an unforgettable experience—not because of the journey, but because of an unexpected issue. Today, I’d like to share my real-life experience on an MTC (Metropolitan Transport Corporation) bus in Chennai, not to rant, but to raise awareness and help fellow passengers avoid the same trouble I faced.

What Happened on My MTC Bus Ride?

It all started like any other bus ride. I boarded the MTC bus, paid ₹35 for my fare, and received my paper ticket from the conductor. All seemed fine—until I reached the last dropping point and a team of ticket-checking inspectors stepped into the scene.

One of the inspectors asked to see my ticket. I handed it over with full confidence, knowing I had paid. But what followed left me utterly disappointed.

The issue? The ticket print was too faint.
The date and time weren’t legible—only the fare amount and boarding point were visible.

According to them, that meant my ticket was invalid.

Tried to Defend Myself, But…

I calmly tried to explain that I had indeed bought the ticket. I even requested them to verify the bus CCTV footage (which most modern MTC buses have) to confirm my claim. But they refused to cooperate on that.

Fortunately, another inspector tallied the total number of passengers who had deboarded and matched it with the tickets issued from the conductor’s machine. It proved that I was not lying—I had indeed taken a valid ticket.

But unfortunately, ego overruled evidence.

Despite the tally matching, the inspectors insisted I pay a ₹100 fine, just because I had argued and questioned their decision.

What I Felt and What I Learned

For a few hours after the incident, I felt emotionally disturbed. I had done nothing wrong, yet I was punished for a fault that wasn’t even mine. But amidst the frustration, I also learned a valuable lesson—sometimes, being right is not enough; we need to be extra cautious.

Important Takeaway for Every MTC Passenger

Here’s the lesson I want every MTC bus commuter in Chennai to take seriously:

✅ Always check your ticket print immediately.
✅ Ensure that the date, time, and fare are clearly visible.
✅ If the print is faint or incomplete, ask the conductor to reissue the ticket right away.
🚫 Do not assume the fare amount alone is enough proof.

This small step can save you from unnecessary arguments, fines, and emotional stress—just like the one I faced.

What Would You Do If You Were in My Shoes?

Would you argue, or quietly pay the fine even when you're right? Would you take it up with higher authorities or let it go as a bad day?

Your thoughts might help others reflect. Share your experience or opinion in the comments. Let’s build awareness together.

Final Words: Stay Alert, Stay Empowered

We trust public systems to treat us fairly. But when things go wrong, our awareness is our best defense. Don't let your honesty be questioned because of a poorly printed ticket. Be vigilant, and help spread this message to every daily commuter you know.

Let’s make Chennai’s public transport not just efficient—but also fair.

Wednesday, May 14, 2025

Heavily corrected stocks past 6 months that could be in your watchlist

10 Indian Stocks That Took a Beating but Could Be Your Next Big Win

By Rohan Sharma | Published May 14, 2025 | 8 min read

Picture this: it’s been a wild six months for the Indian stock market. The Sensex and Nifty, those trusty barometers of market mood, have slid nearly 15% from their sky-high peaks. Stocks that once seemed untouchable—darlings of investors chasing the next big thing—have come crashing down. But here’s the kicker: some of these fallen stars might just be diamonds in the rough, waiting for savvy investors to scoop them up. In this article, we’re diving into 10 Indian stocks that were overhyped, overvalued, and then heavily corrected in the past six months. Spoiler alert: they could be your ticket to serious gains if you play your cards right.

Why the Market Took a Tumble

Before we unveil our list, let’s set the stage. The Indian market’s recent rollercoaster ride wasn’t random. Sky-high valuations, slower corporate earnings, and global jitters—like geopolitical tensions and U.S. Federal Reserve moves—sent investors running for cover. Stocks trading at nosebleed price-to-earnings (P/E) ratios of 50, 70, or even 100 were the hardest hit. Now, with their prices slashed, some of these names are starting to look like bargains. Ready to meet them? Let’s dive in with a mix of intrigue, data, and a touch of optimism.

1. Elecon Engineering: The Infrastructure Giant That Stumbled

Elecon Engineering was a market sweetheart, riding the wave of India’s infrastructure boom. With a P/E ratio of 40—double the capital goods sector average—it was priced for perfection. Then came the correction: a brutal 30–40% drop, bringing its P/E down to a more digestible 25. Why the fall? Profit-taking and fears of slower industrial demand. But here’s why you should care: Elecon’s order book is still robust, and India’s infrastructure push isn’t slowing down. Could this be a classic case of buy low, win big?

2. Gravita India: The Green Bet That Got Too Hot

Gravita India, a leader in metal recycling, was the poster child for the green revolution. Investors piled in, pushing its P/E to a jaw-dropping 70. Then reality hit: global commodity price swings and profit-taking triggered a 40% correction, slashing its P/E to 40. Still a bit pricey, but Gravita’s focus on sustainable recycling aligns with global trends. If you believe in the green future, this stock might just shine again.

3. KPIT Technologies: The EV Dream That Crashed Back to Earth

KPIT Technologies was the darling of the electric vehicle (EV) and autonomous driving hype, with a P/E of 90 that screamed overvaluation. A 50% correction later, its P/E is a more reasonable 42. The fall? Global tech sector woes and cautious client spending. But KPIT’s niche in automotive software and EVs is red-hot. If you’re hunting for a growth stock with a now-sensible price tag, KPIT could be your dark horse.

4. Samhi Hotels: The Tourism Star That Lost Its Shine

Samhi Hotels rode the post-COVID travel wave, with a P/E of 160 and an EV/EBITDA of 26—way above hospitality norms. A 50% price plunge brought its P/E to 65 and EV/EBITDA to 13. High debt and slower occupancy growth spooked investors, but India’s tourism boom is far from over. Risky? Yes. Rewarding? Potentially, for those with a stomach for volatility.

5. Skipper: The Power Play That Flickered

Skipper, a key player in power transmission, was trading at a lofty P/E of 70, fueled by government infrastructure spending. A 50% correction later, its P/E is now 35. Project delays and rising costs triggered the sell-off, but Skipper’s exposure to India’s power grid expansion is a long-term winner. This could be a sleeper hit for patient investors.

6. Bajaj Auto: The Two-Wheeler King That Hit a Speed Bump

Bajaj Auto, a household name in two-wheelers, was trading at a premium P/E of 30–35, high for the auto sector. A 20–25% correction brought it down to 20. Weaker domestic demand and EV competition sparked the slide, but Bajaj’s strong brand and EV push (hello, Chetak!) make it a solid bet. This is one for the value hunters.

7. TVS Motor Company: The Scooter Star That Slowed Down

TVS Motor Company, another two-wheeler giant, saw its P/E soar to 40–50 on EV and export hype. A 25–30% correction trimmed it to 25–30. Rural demand woes and EV rivalry caused the dip, but TVS’s premium scooters and EV ambitions keep it in the race. Growth investors, take note.

8. Asian Paints: The Colorful Giant That Faded

Asian Paints, India’s paint behemoth, was trading at a P/E of 60–70, reflecting its market dominance. A 20–25% correction brought it to 45–50. Rising raw material costs and competition dented its shine, but its brand power and home decor growth story are intact. This is a defensive pick for turbulent times.

9. Havells India: The Electrical Star That Dimmed

Havells India, a leader in electrical goods, had a P/E of 70–80, fueled by housing demand. A 25–30% correction lowered it to 50. Input cost inflation and slower consumer spending triggered the fall, but Havells’ diversified portfolio and brand strength make it a contender. A smart pick for the long haul.

10. Nestle India: The FMCG Titan That Took a Breather

Nestle India, with its iconic Maggi and KitKat, was trading at a P/E of 80–90. A 20–25% correction brought it to 60–65. Slower volume growth and input cost pressures caused the dip, but Nestle’s cash flows and market leadership scream stability. This is your go-to defensive stock.

What’s Next for These Stocks?

These 10 stocks—spanning infrastructure, EVs, hospitality, and FMCG—were once priced like they could do no wrong. Now, after corrections of 20–50%, they’re starting to look like opportunities. But don’t dive in blindly. Here’s what to watch:

Value Plays: Elecon, Skipper, and Bajaj Auto, with P/E ratios now in the 20–35 range, scream value.
Growth Bets: KPIT and TVS Motor tap into megatrends like EVs, perfect for risk-takers.
Defensive Picks: Nestle and Asian Paints offer stability in choppy markets.
Risks: Watch for further market dips (some predict 5–8% more), sector-specific challenges (like debt in hospitality), and global triggers (oil prices, anyone?).

How to Play This Market

So, how do you turn this market chaos into opportunity? Start by diversifying—mix large-caps like Nestle with mid-caps like KPIT. Use market dips to buy in, but don’t go all-in at once. Dig into company fundamentals: check earnings reports, debt levels, and growth drivers. And, most importantly, talk to a certified financial advisor. The market’s a wild ride, and you’ll want a co-pilot.

The Bottom Line

The past six months have been a wake-up call for Indian investors. Stocks that once seemed like sure bets—Elecon, Gravita, KPIT, and more—have fallen hard. But in every crash lies opportunity. These 10 stocks, now trading at saner valuations, could be your chance to buy low and win big. Whether you’re chasing value, growth, or stability, there’s something here for you. So, grab a coffee, do your homework, and get ready to pounce on the next big thing.

Which of these stocks are you eyeing? Drop a comment below, and let’s talk markets!

Tuesday, May 13, 2025

How to Block Your Axis Bank Credit Card Instantly

If you've lost your Axis Bank credit card or suspect any fraudulent activity, it's crucial to block your card immediately to prevent unauthorized transactions. Axis Bank offers multiple convenient ways to block your credit card quickly.

1. Block Axis Credit Card via SMS

Send an SMS in the following format from your registered mobile number:

BLOCK XXXX
(Replace XXXX with the last 4 digits of your credit card number)
Send it to: 5676782

This service is available 24x7 and is the fastest way to block your card in emergencies.

2. Block Credit Card Through Axis Mobile App

Steps:

Login to the Axis Mobile app.
Go to Banking > Services > Credit Card > Block & Replace Card.
Follow the on-screen instructions to complete the process.

3. Block Credit Card via Internet Banking

Steps:

Login to Axis Internet Banking.
Navigate to Account > My Cards > More Services.
Select the card you want to block and follow the prompts.

4. Call Axis Bank Customer Care

If you're unable to use SMS or apps, call Axis Bank's customer service:

1860 419 5555
1860 500 5555

These numbers are available for immediate card blocking assistance.

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